Disclaimer: this article is for information only. It is not tax, legal, or investment advice. Consult a qualified professional for your situation.
Last updated: 2026-07-18.
If France is your tax residency and you hold crypto, this guide covers when events become taxable, how investors usually separate capital gains from income, what to keep for records, and which tools to compare.
Do you pay crypto tax in France?
Yes when you realise certain events: disposals (sales, many exchanges, spending crypto under applicable rules) and some income streams (mining, staking, crypto wages). Merely holding is not a disposal, but other filing duties can still apply.
The framework is set by the Direction générale des Finances publiques (DGFiP). Forms and rates evolve — always check the tax year you are filing.
How is crypto taxed?
For many individuals, crypto is treated as movable property. Disposal gains may fall under a specific capital-gains regime (often discussed with PFU / flat-tax concepts depending on your facts and current law). Other flows are analysed as income rather than gains.
How specific transactions are taxed
Buying
Buying with EUR is usually not taxable by itself — keep acquisition evidence for later cost basis.
Selling, swapping, spending
Fiat sales, crypto-to-crypto swaps, and spending can crystallise a taxable disposal under applicable rules. “I never withdrew euros” is not a safe exemption test.
Own-wallet transfers
Transfers between wallets you control are usually not disposals if beneficial ownership does not change. Document them.
Staking & rewards
Rewards are often income on receipt; later disposal of the reward units can create a gain/loss.
Mining
Mining is frequently treated as non-commercial profits (BNC) or business income depending on scale and organisation.
When and how to report
Report relevant gains and income through the French income-tax process for the year. Deadlines follow the French calendar (typically filing year N income in year N+1 online).
DAC8 context
EU DAC8 increases provider reporting for automatic exchange. It improves visibility of accounts; it does not set your French tax rate.
What records to keep
Full history across exchanges and chains, fees, FMV at income events, wallet addresses, and notes for internal transfers.
Crypto tax software useful for this jurisdiction
Table from the CryptoTax Digest catalog. Price = cheapest active paid yearly plan, excluding promos. Always verify the vendor pricing page.
| Software | Availability | From |
|---|---|---|
| Waltio | Full | 39.00 EUR/yr |
| Koinly | Full | 49.00 USD/yr |
| Blockpit | Full | 19.99 EUR/yr |
| CoinTracking | Partial | 39.00 EUR/yr |
| CoinTracker | Partial | 59.00 USD/yr |
| TokenTax | Partial | 49.00 USD/yr |
| Summ | Partial | 49.00 USD/yr |
| Awaken | Partial | 99.00 USD/yr |
| ZenLedger | Partial | 49.00 USD/yr |
Data reviewed 2026-07-18 via data.cryptotaxdigest.com.
Interactive software finder
Use the Crypto Tax Finder to compare software for FR (UI en).
Interactive software finder
Use the Crypto Tax Finder to compare software for FR (UI en).
FAQ
Can the tax office track crypto?
Regulated exchanges and information-exchange regimes increase transparency. Assume data can be cross-checked.
Do I file if I only hold?
Holding alone is not a disposal. Income events or other filings may still apply.
Are crypto-to-crypto trades taxable?
Often yes when treated as disposals under applicable rules.
Which software for France?
Compare local fit, language, integrations and export quality — see the table above and /fr/en/ guides / software leaves.
Official sources & references
Next steps on CryptoTax Digest
Original CryptoTax Digest content. Software figures from our catalog; confirm tax rules on official sources before filing.
